

You will then know what you are (and aren't) covered for (ask the insurer if you're not sure of what's covered). To reduce the chance of this happening, it's essential to read and understand your policy. Claiming is an easy process, but hundreds of people lodge complaints every year about their claims being declined.Paying for car insurance annually instead of monthly is always cheaper, sometimes by as much as 15% according to our survey.

Our car insurance calculator o utlines three must-know steps. To avoid this, compare every year to get the best deal. But in three years, it will probably be worth $6,000, yet the price of your policy probably won't drop. Right now, your car may be worth $10,000, so you'll insure it for market value. Don't fall for the 'market value' trap.If you live in an area known for bendy roads, you might pay even more - it's essential to shop around as some insurers don't discriminate, and their quotes will save you money. Our research proves that where you live is a major factor in what you'll pay - policies for the same car in Auckland can cost twice as much as those in the regions.I believe there are four key points to be made about car insurance to help you understand the quotes you'll receive: This is why it's important to compare as much as possible. "If you're switching or buying insurance for a new car, car insurers have never been keener to bring you over as a client. Instead, we have compiled the quotes and policy information to raise awareness of the difference in prices and why it's essential to shop around and avoid auto-renewing without challenging the price first.

#COMPARE AUTO INSURANCE PRICE DRIVERS#
#COMPARE AUTO INSURANCE PRICE HOW TO#
Want to save money on your policy? Our How to Get Cheaper Car Insurance guide has you covered.Considering a third party policy? This guide is not for you - our Third Party Car Insurance Comparison explains what you need to know.Wanting to compare policies by benefits? Our AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance review has all the details.However, before deciding whether to select comprehensive or third party, ask yourself - would I have enough money to replace my car if it was in an accident? If you wouldn't, then a Comprehensive policy may be a sensible choice. Comprehensive car insurance is almost always more expensive than third party car insurance, and is a popular choice for a vehicle worth more than $5,000.What you pay for car insurance will vary by model and driver specs - those who spend 10-15 minutes pricing trusted insurers online can most likely find a deal among the providers.

